How much will my bankruptcy cost?

The first question many people ask is “how much will my bankruptcy cost?”.   

While some firms may, Attorney Beckett does not have a “one size fits all” philosophy.  We will charge you a fair price which will be based on the time we believe your case will take to successfully complete.   One of the goals of the initial consult is to determine if there are any unusual issues or complexities which may result in a higher fee, or if the case is going to be very straight forward which will result in a lower fee.

For example, a bankruptcy for a person with a small business will probably be higher than a wage earner with a single residence.  A bankruptcy for someone with a home will probably be higher than someone that rents.  The fee for an elderly person on social security, who does not own a home, will probably be the lowest of all.  Other factors which come into play when considering how much time a case will take is the amount of debt, the type of debt, whether there are pending law suits, whether the client is in foreclosure, whether there are existing wage garnishments, etc.    Every client’s situation is unique and we charge our fees accordingly.  At Beckett Law, LLC, the attorney will give you an exact fee at the end of your initial consultation.  All of our bankruptcy fees are flat rates, so you can budget accordingly.  We will never bill you for phone calls or postage or any of the other annoying little things that some attorneys do.  The fee we quote is the fee you will pay.

{If you want to send us your information prior to your consult, please see below.}

A very broad range of rates charged by Connecticut attorneys is probably $1500-$2800 for a Chapter 7 bankruptcy, and $3,000 – $6,000 for a Chapter 13 bankruptcy.  However, these are extremely rough estimates and there may well be situations when a fee could be higher or lower.     Please keep in mind that the bankruptcy regulations which went into effect in 2005 require the attorneys to do “due diligence” and confirm the financial information in the bankruptcy petition.  This cannot be done adequately without putting in a certain amount of time … so beware of any legal fees which are significantly less than the range outlined here.   The Office of the U.S. Trustee does investigate bankruptcy fraud and has the ability to refer cases to the FBI to investigate when it believes there has been fraud, or an intent to defraud creditors.   You can get into trouble if the petition is prepared sloppily and/or inaccurately and it’s not worth it to save a few dollars. 

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