Is Bankruptcy Right For You image.
You only pay the minimum due on your debts each month Yes   No
You have used a credit card to buy groceries or gasoline Yes   No
You have used a credit card for a cash advance at least once in the past year Yes   No
You are at or near the limit of your credit lines Yes   No
You are unsure of the exact amount you owe Yes   No
You have less than $500 combined in all of your bank accounts at the end of the month Yes   No
You have skipped a payment on at least one credit card within the past six months Yes   No
You receive telephone calls at home or at work from bill collectors Yes   No
You screen your telephone calls so you don't have to talk to bill collectors Yes   No
You argue with family members about money Yes   No
You worry about paying your debts Yes   No
If you were out of work for more than two months you would be unable to pay your
rent unless you received unemployment or assistance from a family member or friend		 Yes   No