Is bankruptcy right for you?
You only pay the minimum due on your debts each month
Yes
No
You have used a credit card to buy groceries or gasoline
Yes
No
You have used a credit card for a cash advance at least once in the past year
Yes
No
You are at or near the limit of your credit lines
Yes
No
You are unsure of the exact amount you owe
Yes
No
You have less than $500 combined in all of your bank accounts at the end of the month
Yes
No
You have skipped a payment on at least one credit card within the past six months
Yes
No
You receive telephone calls at home or at work from bill collectors
Yes
No
You screen your telephone calls so you don't have to talk to bill collectors
Yes
No
You argue with family members about money
Yes
No
You worry about paying your debts
Yes
No
If you were out of work for more than two months you would be unable to pay your
rent unless you received unemployment or assistance from a family member or friend
Yes
No